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Replacement cost is the amount it costs to rebuild a home or structure.  This amount can also include demolition.  This value can be significantly different than an appraisal.  Reason being, the cost of materials to rebuild can outweigh a home or structure’s market value.  When insuring a home or structure the insurance company needs to know the replacement cost.  There are tools that our agents use to help approximate this value.

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Terry Tevis
Katie did a great job finding the right coverage for my home and autos at a competitive price. She was very easy to work with and very responsive.
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Teresa Green
Kay is always the best to work with! She definitely knows what she is doing and always works hard for her clients. She is quick to respond and tries to help you out the best she can!
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Marsha Earls
Angie Is the absolute best!!! Couldn’t do life without her. If you’re looking for an outstanding insurance agent Angie is your girl.
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Diana
Angie was meticulous about getting the details right. We'll go back to her when our other insurance comes due for a quote.
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Angela
At Davidson Insurance, they have always been right there to help. Even if my questions are minor, they never make me feel that way. If it is important to me, it is important to them. I really appeciate them.
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Angela Higgins
I have always had wonderful and pleasant experiences with Kay from Davidson Insurance. She is delightful to work with - and very helpful!
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Tammy Snethern
It is so easy to e-mail Angie, when I need my payment took out. I usually do it on payday and it works out great. They also the cheapest insurance around!!!!
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Judy Murray
ISU Davidson Insurance Group help when I had a problem with a payment. They helped me get the payment made after it had been lost in the mail for the Avenue Theatre.
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Anna
Very professional and responsive! I couldn't expect any better price and how quick it was!!! Highly recommend Davidson insurance company!
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Terry Tevis
Im not an insurance expert but Gene Brake with ISU Davidson certainly is. Extremely helpful, personable, keeps me with the right plan and at the right price. I highly recommend.
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Ann Lee Gibson
Davidson Insurance and my long-time agent there, Kay Johnson, have ALWAYS been in my corner since Day One. Thank you all. :)
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Heather Roberts
Gina is amazing to work with!!! She is friendly and a quick turnaround!!!
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